Repaying from abroad

If you have a student loan and live outside the Netherlands, you can make repayments in various ways.

  • If you live in the SEPA zone , you can pay by direct debit.
  • If you do not live in the SEPA zone , you must pay your monthly instalments by manual bank transfer. To avoid additional costs, you can opt to pay annually.

Direct debit

Only if you live in the SEPA zone can you have your monthly instalments debited from a non-Dutch bank account.

The account must be held in a country within the SEPA zone and your bank must support direct debits from the Netherlands. Check this with your bank before changing your payment method.

Log in to Mijn DUO to set up a direct debit.

Log in to Mijn DUOwith DigiD

Proxy payments

You can also arrange a direct debit from the account of someone you have authorised to make payments on your behalf (a proxy). To do this, use the authorization form.

Manual bank transfer

If you do not live in the SEPA zone, you must pay your monthly instalments by manual bank transfer. We send you a request for payment each month. You must pay in euros. 

To avoid excessive bank charges, you can also opt to pay annually. You pay 1 lump sum at the end of year, covering all 12 monthly instalments. In this case you receive a request for payment in October and you have until 31 December to pay.

Request annual payments

If you want to pay annually, you can apply via Mijn DUO or by using the form Changes student loan repayment. Until your application is processed, you must continue to transfer your instalments on a monthly basis.

DUO account number

If you make a manual bank transfer, use the following account details:

IBAN: NL45 INGB 0705 0019 03
BIC: INGB NL2A
Account holder: Dienst Uitvoering Onderwijs, Groningen, The Netherlands.
Under 'Description' (or equivalent), enter your Dutch Citizen Service Number (burgerservicenummer, bsn) with the extension 'ILS'. For example: 123466789ILS. This extension ensures the correct processing of your payment.

Your bank may also ask for the name and address of the receiving bank. This is:

ING Bank N.V.
Foreign Operations
PO Box 1800
1000 BV Amsterdam
The Netherlands

A payment from another country may take long to arrive. Please take this into account.

Inform us of your foreign address

Are you moving abroad? Please inform DUO of your new address, so you don’t miss out on any post about your student debt. If you receive your post digitally, also make sure DUO has your current email address. If you don’t inform us about your address, you may fall behind with your payments unknowingly. This may have consequences.

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